Save Some Money for the Future

circle-fpMany people have loans and debts, and while some manage to cover them, others will continually struggle to do this. It’s a fact that not everyone can afford to buy a house with cash money and they will take a loan to be able to pay for that house. However, there is also the sad part that some people can’t always pay their loans, because they like to buy more things than they necessarily need.

This being said, you need to know how to save some money each month, so that you can have enough for paying your loan but also for all the other things that you need for your lifestyle.

What it’s most important is to consciously take the decision to start saving money, as this will be of a great help, especially if the loan that you have is for a long period of time.

Jars and Coupons

annuities1The easiest start is to save all the change and place it in a jar. That will not be a huge amount, but it will still be something. Don’t worry if the amount is small, especially in the first few months. However, at the end of the year you might have enough there to buy yourself a nice looking present.

Of course, there are also the stores that offer coupons or discounts. If you see on the receipt that you have saved the X sum of money, take that sum and also place it in the jar, next to the change. You’ll be amazed how much money you can save just from these two sources.


This can be harder, but you can still make it work. For example, you can challenge yourself to make a second jar where you will deposit some money each week. For example, you can start with $1 in the first week, $2 in the second week, $3 in the third week and so on. Or, you can do it the other way around and start right after the New Years Eve with a $52 sum. The next week, you can drop the amount with $1 and place there only $51 and so on. Remember, that if sum all this money, you will end up with a sum of $1,378, which will be more than enough to take a vacation at the end of the financingyear or buy amazing presents.


Using discounts is the best thing to do, especially if you plan to simply save more money. There are plenty of stores that offer you the possibility to buy each week different products at discount prices. The items don’t have to be expired or bad, as these discounts are for advertising the store and bring more buyers to increase their selling. You can also benefit from it and buy products with 10% cheaper or 50% cheaper, depending on the promotion.

Get a Bank Account

This is very easy and most of the times it’s free. To make sure you do make the savings that you need, don’t ask for the attached credit card and make sure the bank of your choice is not on your usual route. This will help you save the money, but if you have no access to it, it is even better.


forex-marketAs you probably have notices, when you go shopping you start piling different items in your shopping bag. Don’t do that anymore. Instead, write a list before you leave your home. Write there all the things that you necessarily need and don’t buy anything else. There will always be the temptation, but you have to talk yourself down and think about the credit card that you’ll have to pay or the loan that issues the rate at the end of the month.


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